222 Serangoon Ave 4, Resale HDB 4 Room For Sale
A Place To Call Home
I will walk you through the reason the owners is selling, show you the location, bringing you into the house to check out it's physical attributes and also doing some simple budget calculation so you can know if this house is suitable for you.
Location Attributes
Serangoon is a wonderful place to stay in. If you're not driving, there is Circle Line and North-East line MRT. The house is also very close to serangoon garden, where you can find chomp chomp hawker. A short walk can take you to Nex Mall and Serangoon Central. There is also a park, swimming pool and stadium for your recreational activities. There are many grocery shop and eateries around to satisfy your food cravings. This house is suitable for singles or families that prefer a private and quiet location. You may toggle the below map to see nearby amenities!
One Important Question When Buying A House!
Why is this current owner selling?
This owner is the first owner of this house and has lived in this house for their whole married life. They formed wonderful memories over the years here and hosted many gatherings and meet ups. However, they find that this house is slightly too big for just the two of them, they would also like to cash out the value of the house for their own use as they have already retired. They have already applied for a smaller BTO and will be collecting the keys in October. As such they have no choice but to sell the home that they love and grew up in. They hope that the new owner will enjoy and continue creating more memories in the house they call home. Let me walk you through this home below!
House Tour
This is a corner unit at the top floor with no neighbours beside, you have absolute privacy and comfort. Owners have bought over the recess area and included a gate, you are free to redo this area.
Living Room


A Blank Canvass To Create A Home Of Yours.
Once stepping into the house you can feel that the living room is much bigger than normal 4 room living room. The owner have broken down the storeroom to make the living room even bigger. If you're someone that host a lot of like to spend a lot of time in the living room, this is very suitable for you. You can easily put in a lounge chair, massage chair, do exercise here or have a display cabinet displaying your toy collection.Â
Master Bedroom


The owners have knocked down the wall between the master bedroom and one of the common room to make a huge master bedroom. There is two aircons in the room so you can easily put up the wall and create a door to separate the rooms again.
If I were to stay here, I would create a study/relaxing area at one side and another side for sleeping. Your partner can sleep first while you do your work, reading or watch shows. Most master bedrooms are quite cramped after putting a queen/king bed with dressing table. You might not even have a place for a lounge chair or work table.Â
Kitchen


You might consider knocking off the kitchen wall to make the whole house look even larger. You can also consider shifting the kitchen entrance to another location to fully maximise the space. You can change the kitchen cabinets to your liking and arrangement for built in appliances. The kitchen is large enough to cater to your cooking needs. You can have a walk through of the kitchen in the below video.
Common Room


The common room can act as a guest room or study room. You can redo the cabinet for the room or remove and use moveable ones. The layout of the bed can then be swapped to the left side of the room. You can even change this room to have sliding glass door and act as a study room!
Let's Do The Budget Calculations
I will do a calculation assuming no CPF grants and buyers taking a 75% bank loan. The selling price is assumed to be $650k, but do note that we are open to negotiate.Â
| Total Expenses & Downpayment | ||
| Buyer Stamp Duty | Â $Â Â Â Â Â 14,100.00 | |
| Legal Fees | Â $Â Â Â Â Â Â Â Â 3,000.00 | |
| Valuation Fees | Â $Â Â Â Â Â Â Â Â Â Â Â Â 120.00 | |
| Resale Application Fees | Â $Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 80.00 | |
| Downpayment 25% | Â $Â Â 162,500.00 | |
| Total Purchase Outlay | Â $Â Â 179,800.00 | CPF or Cash minimum 5% |
The total purchase outlay can be paid with CPF Grants if any and CPF OA as well. Any shortfall can be paid with cash, however, minimum cash of 5% is required.Â
| Mortgage Calculations | ||
| Mortgage Loan 75% | $487,500 | 25 year loan |
| Monthly Installment @ 1.41% | $1,929 | 24 July 2026 UOB indicative rates |
| Monthly Installment @ 2.60% | $2,211 | |
Your monthly mortgage will depend on the loan details, like how many years loan you take, the amount of loan you take and also the interest rates at the point of loan assessment. Do not worry, if you are unsure, contact me and I will assist you.Â
Who Should Buy This Unit?
This unit at 222 Serangoon Ave 4 is very suitable for Singles and Families. The large size of the living room is a perfect fit for those who spend most of their time in the living room and also great for those who like hosting. If you're someone that likes privacy and quiet surrounding then this unit is a wonderful fit. Also, those who like the scene at serangoon gardens will find this location useful, as you can easily walk there for a meal and back! Serangoon is also considered a central location with 2 interconnecting MRT lines. Â





